A new year is the perfect time to make sure your homeownership paperwork is working for you, especially when it comes to property taxes. If you own and live in a home in Palm Beach County, filing for the 2026 Florida Homestead Exemption could save you thousands over time. 

Here’s what you need to know to stay on track. 

What Is the Florida Homestead Exemption? 

The Florida Homestead Exemption is one of the most valuable tax benefits available to homeowners. If your home is your primary residence, the exemption can: 

• Reduce your assessed property value by up to $50,722 (based on 2025 figures) 
• Cap future assessment increases at 3% per year, protecting you from sharp tax hikes 

This cap alone can make a major difference in long-term affordability, especially in a competitive market like Palm Beach County. 

Key Dates for the 2026 Homestead Exemption 

To qualify for the 2026 tax year, you must meet both of these deadlines: 

• January 1, 2026: You must own and occupy the home as your primary residence 
• March 1, 2026: Final deadline to file your Homestead Exemption application 

Miss the March 1 deadline, and you’ll have to wait another year to receive the benefit.

 

Who Qualifies? 

You may qualify for the Homestead Exemption if you: 

• Own the property 
• Use it as your permanent residence 
• Are a permanent Florida resident 
• Occupied the home by January 1, 2026 

What Documents Will You Need? 

When applying, be prepared to provide: 

• Florida driver’s license 
• Florida vehicle registration 
• Florida voter registration (if applicable) 
• Social Security number 

All documents should reflect the property address you’re claiming as your homestead. 

Where to Apply 

Applications are submitted through the Palm Beach County Property Appraiser’s Office. You can apply: 

• Online 
• Or in person at one of five Palm Beach County service centers 

Pro tip: Apply as soon as you establish residency, don’t wait until the deadline. 

Be sure to apply for the Homestead Exemption through the Property Appraiser’s Office in the county where your home is located, as applications are filed by county, not statewide. 

Additional Savings for Seniors 

Homeowners 65 and older with a household income under $38,686 may qualify for additional senior exemptions for 2026. These exemptions can further reduce your tax burden and are well worth exploring. 

Why Filing Early Matters 

Applying early helps ensure: 

• Your application is received and processed on time 
• Any missing documentation can be corrected before the deadline 
• You don’t miss out on one of Florida’s most valuable homeowner benefits 

Need Help Navigating It All? 

Property taxes, exemptions, and deadlines can feel overwhelming, especially for new homeowners or recent relocations. The Sean Underwood Team works with Palm Beach County homeowners every day and is always happy to help answer questions about: 

• Homestead Exemption eligibility 
• Buying or selling in Palm Beach County 
• Relocating to Jupiter and surrounding areas 

If you’re unsure whether you qualify or want guidance along the way, reach out anytime. We’re here to make homeownership simpler, and more rewarding. 

As lifelong Palm Beach County locals, the Sean Underwood Team is here to guide you through every step of homeownership, from tax savings to your next move. We help home buyers & sellers in Northern Palm Beach County and Martin County, from Stuart to West Palm Beach. Reach out today. 

Call/Text: (561) 312-7790 

Email: [email protected] 

Meet the team and learn more: seanunderwood.com 

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